:root{--green:#1f5e3b;--green-d:#143f27;--green-l:#e6f0e9;--amber:#f2a33a;--amber-d:#b86e0a;--cream:#faf7f0;--sand:#f4efe3;--ink:#1d2420;--muted:#4a564f;--line:#dcd6c8;--white:#fff;--radius:16px;--shadow:0 6px 24px rgba(20,40,30,.08);--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--cream);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--green)}a:hover{color:var(--green-d)}
:focus-visible{outline:3px solid var(--amber);outline-offset:3px;border-radius:4px}
h1,h2,h3{line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,6vw,3.6rem);font-weight:850}
h2{font-size:clamp(1.6rem,4vw,2.3rem);font-weight:800}
h3{font-size:1.2rem}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--amber);color:var(--ink);padding:10px 14px;z-index:100;font-weight:700}
.skip:focus{left:10px;top:10px}
/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(250,247,240,.95);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:68px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:850;font-size:1.15rem;letter-spacing:-.02em}
.brand img{width:auto;height:54px}
.brand span b{color:var(--green)}
.nav-links{display:flex;gap:4px;align-items:center;list-style:none;margin:0;padding:0}
.nav-links a{display:block;padding:8px 12px;border-radius:10px;text-decoration:none;color:var(--ink);font-weight:600;font-size:.97rem}
.nav-links a:hover,.nav-links a[aria-current=page]{background:var(--green-l);color:var(--green-d)}
.menu-btn{display:none;background:none;border:2px solid var(--line);border-radius:10px;padding:8px 12px;font:inherit;font-weight:700;color:var(--ink);cursor:pointer}
@media (max-width:900px){
 .menu-btn{display:inline-flex}
 .nav-links{display:none;position:absolute;left:0;right:0;top:68px;flex-direction:column;align-items:stretch;background:var(--cream);border-bottom:1px solid var(--line);padding:10px 20px 18px;box-shadow:var(--shadow)}
 .nav-links.open{display:flex}
 .nav-links a{padding:12px}
 .nav-links .btn{margin-top:6px;text-align:center}
}
/* buttons */
.btn{display:inline-block;padding:13px 22px;border-radius:999px;font-weight:750;text-decoration:none;border:2px solid transparent;font-size:1rem;cursor:pointer;font-family:inherit;transition:transform .1s,background .2s}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--amber);color:#1d1407}.btn-primary:hover{background:#e8941f;color:#1d1407}
.btn-green{background:var(--green);color:#fff}.btn-green:hover{background:var(--green-d);color:#fff}
.btn-ghost{border-color:currentColor;color:var(--green);background:transparent}
.nav-links .btn{padding:9px 16px;font-size:.95rem}
.nav-links a.btn-green{color:#fff}.nav-links a.btn-green:hover{background:var(--green-d);color:#fff}
/* hero */
.hero{background:linear-gradient(180deg,var(--green) 0%,var(--green-d) 100%);color:#f4efe3;position:relative;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center;padding-top:64px;padding-bottom:96px;position:relative;z-index:2}
.hero h1{color:#fff}.hero h1 em{font-style:normal;color:var(--amber)}
.hero p.lead{font-size:1.18rem;max-width:36em;color:#e9efe9}
.pill{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);padding:6px 14px;border-radius:999px;font-weight:700;font-size:.9rem;margin-bottom:18px;color:#fff}
.pill i{width:9px;height:9px;border-radius:50%;background:var(--amber);display:inline-block}
.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.hero .btn-ghost{color:#fff}
.hero-hills{position:absolute;left:0;right:0;bottom:-1px;z-index:1;width:100%;height:auto}
.hero-card{background:var(--cream);color:var(--ink);border-radius:22px;padding:22px;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.hero-card h2{font-size:1.15rem;margin-bottom:12px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.split div{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:14px}
.split strong{display:block;color:var(--green);font-size:1rem;margin-bottom:4px}
.split p{font-size:.92rem;margin:0;color:var(--muted)}
.hero-card .note{font-size:.85rem;color:var(--muted);margin:12px 0 0}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr;padding-top:40px;padding-bottom:80px}}
@media (max-width:420px){.split{grid-template-columns:1fr}}
/* sections */
section{padding:72px 0}
.section-alt{background:var(--sand)}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-weight:800;font-size:.8rem;color:var(--amber-d);margin-bottom:8px}
.section-head{max-width:720px;margin-bottom:36px}
.section-head p{color:var(--muted);font-size:1.08rem}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.card p{color:var(--muted);margin:0}
.card .icon{width:52px;height:52px;border-radius:14px;background:var(--green-l);display:grid;place-items:center;margin-bottom:14px}
.card .icon svg{width:30px;height:30px}
.cat{overflow:hidden;padding:0}
.cat .art{height:150px;display:grid;place-items:center}
.cat .art svg{width:110px;height:110px}
.cat .body{padding:20px 22px 24px}
.tag{display:inline-block;font-size:.78rem;font-weight:800;background:var(--green-l);color:var(--green-d);padding:3px 10px;border-radius:999px;margin-bottom:10px}
.steps{counter-reset:s;list-style:none;padding:0;margin:0;display:grid;gap:14px}
.steps li{position:relative;padding:16px 16px 16px 64px;background:var(--white);border:1px solid var(--line);border-radius:14px}
.steps li::before{counter-increment:s;content:counter(s);position:absolute;left:16px;top:14px;width:34px;height:34px;border-radius:50%;background:var(--green);color:#fff;font-weight:800;display:grid;place-items:center}
.steps.amber li::before{background:var(--amber);color:#1d1407}
.steps strong{display:block}
.steps span{color:var(--muted)}
.chips{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0;margin:0}
.chips li{background:var(--white);border:1px solid var(--line);padding:9px 16px;border-radius:999px;font-weight:600}
.chips.no li{background:#fff4f2;border-color:#f0c8c0;color:#7a2416}
.fee-box{background:var(--green);color:#fff;border-radius:22px;padding:32px;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.fee-box .n{font-size:2.6rem;font-weight:850;color:var(--amber);line-height:1}
.fee-box p{color:#e2ebe4;margin:.4em 0 0}
@media (max-width:760px){.fee-box{grid-template-columns:1fr}}
.example{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.example table{width:100%;border-collapse:collapse}
.example td{padding:10px 0;border-bottom:1px solid var(--line)}
.example td:last-child{text-align:right;font-weight:700}
.example tr:last-child td{border-bottom:0}
.small{font-size:.88rem;color:var(--muted)}
details{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:0 20px;margin-bottom:12px}
summary{cursor:pointer;font-weight:700;padding:18px 0;list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--green)}
details[open] summary::after{content:"–"}
details>div{padding:0 0 18px;color:var(--muted)}
.cta-band{background:var(--amber);color:#1d1407;border-radius:24px;padding:44px 32px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px}
.cta-band h2{margin:0}
.cta-band p{margin:.3em 0 0}
.page-hero{background:var(--green);color:#fff;padding:56px 0 48px}
.page-hero h1{color:#fff;font-size:clamp(2rem,5vw,3rem)}
.page-hero p{color:#e2ebe4;font-size:1.12rem;max-width:40em;margin:0}
.prose{max-width:760px}
.prose h2{font-size:1.5rem;margin-top:1.6em}
.prose ul{padding-left:1.2em}
.draft-banner{background:#fff4d6;border:2px dashed var(--amber-d);color:#5a3b05;padding:16px 20px;border-radius:14px;font-weight:700;margin-bottom:28px}
/* forms */
.form-layout{display:grid;grid-template-columns:1.3fr .7fr;gap:32px;align-items:start}
@media (max-width:900px){.form-layout{grid-template-columns:1fr}}
form.card{padding:28px}
.field{margin-bottom:18px}
.field label{display:block;font-weight:700;margin-bottom:6px}
.field .hint{font-weight:500;color:var(--muted);font-size:.88rem}
input,select,textarea{width:100%;font:inherit;padding:12px 14px;border:2px solid var(--line);border-radius:12px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{border-color:var(--green);outline:none;box-shadow:0 0 0 3px rgba(31,94,59,.2)}
textarea{min-height:110px;resize:vertical}
.row{display:grid;grid-template-columns:1fr 1fr;column-gap:16px;row-gap:0}
@media (max-width:560px){.row{grid-template-columns:1fr}}
.check{display:flex;gap:10px;align-items:flex-start;font-weight:500}
.check input{width:auto;margin-top:6px}
.hidden{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.req{color:#a3321c}
/* footer */
.site-footer{background:var(--green-d);color:#d9e4dc;padding:56px 0 28px;margin-top:0}
.site-footer a{color:#fff;text-decoration:none}.site-footer a:hover{text-decoration:underline}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
@media (max-width:760px){.foot-grid{grid-template-columns:1fr 1fr}}
.site-footer h3{color:#fff;font-size:1rem;margin-bottom:10px}
.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:6px}
.site-footer .brand{color:#fff}
.site-footer .brand img{height:60px}
.site-footer .brand span b{color:var(--amber)}
.foot-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:36px;padding-top:20px;font-size:.88rem;display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between}
.social{display:flex;gap:10px;margin-top:14px}
.social a{width:42px;height:42px;border-radius:50%;background:rgba(255,255,255,.12);display:grid;place-items:center}
.social svg{width:20px;height:20px;fill:#fff}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}